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Locked Up in Annuity Jail?
is SEC nding should be an ominous warning to people considering variable annuities: “high fees and surrender charges combine with other factors to make variable insurance products inappropriate for many investors.” *
If You Own an Annuity, Please Read is
Annuities are sold as safe investments, o ering dependable and predictable returns, no matter what the market does. And that sounds very appealing. So what’s the problem with annuities? You see, the vast majority of annuities are actually complicated insurance policies with lots of small print, conditions and riders, making it very di cult for nearly everyone to understand. But the devil is in the details...and they could come back to haunt you when you’ll need the money the most – during retirement.
How to Get Out of Annuity Jail
e rst step is to request a special FREE report, Annuity Insights: Nine Questions Every Annuity Investor Should Ask, by calling 1-888-484-6012. is publication will help you better understand the good, bad and ugly features of annuities. Best of all, if you have a portfolio of $500,000 or more, we may rebate some or all of your surrender fees.** ink of the rebate program as your “get out of jail” card.
If Someone Is Trying to Sell You an Annuity
It is vital to “look before you leap” and have “your eyes wide open” before you purchase an annuity. Ask your annuity salesman the questions outlined in our free report, Annuity Insights, before you put your hard-earned and carefully saved money into an annuity. What you’ll learn could save you hundreds of thousands of dollars and untold nancial heartache.
What You’ll Learn from this Free Report
• e di erent types of annuities and their advantages and disadvantages • Why annuities can be complex to understand
• Ways to evaluate if annuities are appropriate for your goals
• e in ation risk, tax implications and typical annuity fees
• And much more that may bene t you
About Fisher Investments
Fisher Investments is a money management rm serving successful individuals as well as large institutional investors. Fisher Investments and its subsidiaries use proprietary research to manage over $67 billion*** in client assets and have a 35-year performance history in bull and bear markets.
Call now for your FREE report! Toll-free 1-888-484-6012
©2016 Fisher Investments. 5525 NW Fisher Creek Drive, Camas, WA 98607.
Investments in securities involve the risk of loss. Past performance is no guarantee of future returns.
* Securities and Exchange Commission and NASD, Joint SEC/NASD Report on Examination Findings Regarding Broker-Dealer Sales of Variable
Insurance Products (Washington, DC: SEC, June 2004).
** Rebates are for investors who liquidate an annuity with surrender penalties and fund a Private Client Group account. Terms and conditions apply.
See www.AnnuityAssist.com/Terms-and-Conditions for further information. ***As of 6/30/2016.
I Hate Annuities...®
and So Should You
If you own an annuity, or if someone is trying to sell you one, I urge you to call for your free report. Annuities can lock you into low returns, complicate your tax situation and tie up your wealth. While guaranteed, predictable income sounds tempting, you need to fully understand the cost, fees – including sales commissions exceeding 8% – and implications of annuities. If you are already in an annuity, my team can help you decide if it is right for you. And if it isn’t, we might be able to help you get out of it with less pain and even help you o set some of the annuity surrender fees.**
e call to request your copy only takes a minute, but it could save
you from making one of the biggest investment mistakes of your life. And for owners of annuities, the free analysis could be a lifesaver.
– Executive Chairman and Co-Chief Investment O cer
– Forbes “Portfolio Strategy” columnist for more than 30 years
– Author of more than 10 nancial books, including 4 New York Times bestsellers
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